While you are sure to know if you have purchased a standalone roadside assistance policy, not having one of these policies does not necessarily mean that you do not have coverage. This is because there are several different types of coverage which typically include roadside assistance. The problem is, many people often fail to realize they even have this coverage and therefore fail to take advantage of it. To help prevent you from making this same mistake, you may want to check the following three places to ensure you do not have coverage available before you pay cash for your next tow.

When your car suffers accident damage, you usually have several options. If the damage isn't severe and no other drivers or property were involved, then you may choose to live with it or repair it at your own expense. This approach can potentially save you some money since filing a claim against your collision coverage can sometimes result in higher premiums. However, this decision won't always be entirely in your hands.